No. Consumers will not be allowed to take more debt during the process as it will defeat the purpose of the process which is to get the consumer debt free. Debt Counseling allows consumers to have discipline in terms of how they manage their household finances.
DebtMap will further guide you through the entire Debt Counselling process to ensure you effectively manage your finances
A clearance certificate will then be issued after the consumer has paid of all his or her debt after which they will be able to apply for a loan.