Trevor Tshuma is an NCR-registered Debt Counsellor (NCRDC2747) and a member of the Debt Counsellors Association of South Africa (DCASA #0864) with 14 years of experience defending consumer rights under the National Credit Act. He holds postgraduate degrees in both Economics and Financial Analysis from the University of Cape Town and is a published author with Maskew Miller Longman Africa. Trevor is widely recognised for turning complex financial problems into clear, actionable lifelines for everyday South Africans.