Will a consumer be “blacklisted” for being under debt counselling? No. A consumer who is under debt counselling will have a Debt Counselling flag placed

Why is Debt Counselling the best solution? There is usually a myth that Debt Counselling does not work in the best interest of the consumers.

Is it possible to apply for a loan or credit card when under debt counselling? No. Consumers will not be allowed to take more debt

Is Debt Counselling the same as Debt Administration or Debt Consolidation? No. Debt Administration Is a legal debt relief measure, which aims to assist a

How long is the Debt Counseling process? A consumer remains under Debt Counselling until a clearance certificate is issued by a debt counsellor and this

What is Voluntary Vehicle Surrender? If as a consumer you can no longer afford to pay for a vehicle which you bought on credit or

What Is Vehicle Repossession? The legal process against your vehicle involves the following steps Telephone calls and emails – Your credit provider through its collections

What is Debt Counselling / Debt Review? Debt Counselling is a debt relief measure provided for in terms of Section 86 of the National Credit

How long is the Debt Counseling process? A consumer remains under Debt Counselling until a clearance certificate is issued by a debt counsellor and this

How To Stop Vehicle Repossession? How To Stop Vehicle Repossession? When you receive any of the legal documents from section 129 to a Warrant of