Expert debt counselling and consolidation in South Africa

Take control of your finances with South Africa’s award-nominated, NCR-registered debt experts

Get a 4-in-1 Credit Report

Expert debt counselling and consolidation in South Africa

Take control of your finances with South Africa’s award-nominated, NCR-registered debt experts

Get a 4-in-1 Credit Report

Top 10 Debt Review Awards Nominee

Debt Counsellors' Association
of South Africa

Top 5 Large Debt Counsellor Award

Affordable Debt Repayment

Vehicle & Home Security

Save On Interest Payment

Stop Harassment From Creditors

Debt-RoadMap

Your 4 Steps to Financial Freedom

1

Stop the Stress

Get Personalised Financial Assessment

2

Get Immediate Relief

We Negotiate Lower Debt Repayments

3

Legal Protection

Tailored Solution Which Secures Your Future

4

Your Life Back On Track

Enjoy Your Financially Debt-Free Future

Our Debt Services

Solutions to Fit Your Unique Debt Situation

Debt Counselling

This is a debt relief measure available to all consumers in South Africa which is provided for the National Credit ACT

Debt Consolidation

Involves taking one new loan so as to pay off several unsecured debts such as credit cards and personal loans into a single new loan that is more favourable and affordable.

Credit Monitoring

Keeping track of your credit history and score so you can maintain a good credit record. It’s about making sure you pay your bills on time, keep your credit card balances low, and avoid taking on too much debt.

Debt Settlement

A way to resolve outstanding debt for less than the full amount owed. Basically, it involves negotiating with creditors to pay a portion of the debt in exchange for having the rest of it forgiven.

Debt Management

An arrangement made on behalf of a consumer who is not declared as overindebted. In the process, an arrangement with the providers of unsecured credit will be made.

Why work with us?

Your Partner in Getting Life Back on Track

1

Your Guide to Financial Peace

Our dedicated team provides personalised guidance to navigate finances, eliminate stress, and streamline your path to achieving your goals.
2

Compassionate Support

Begin your journey to financial recovery in a judgment-free zone. Find the compassionate support you need to overcome financial stress.
3

Get Your Life Back on Track

14+ Years of getting South Africans Back on Track.
4

Start New Life With Confidence

We redefine satisfaction as your inner confidence - the fuel you need to reclaim control and redirect your future.
5

Debt Review Awards.

DebtMap, named Top 5 Large Debt Counsellor at the Debt Review Awards. Trusted for 14+ Years .

Powered by Innovation. We deliver the clarity, control, and award-winning experience that turns overwhelming debt into achievable freedom.

South Africa’s fastest-growing, most Innovative Debt Counsellor.

What our clients say

Real Stories of Financial Freedom

Thokozani Mdhluli

5 ⭐⭐⭐⭐⭐

I want to thank Ongezwa for her outstanding service. Her efficiency, professionalism, and friendly demeanor truly set her apart. She consistently takes initiative, tackling challenges directly and providing effective solutions...

Alishia Du Pont

5 ⭐⭐⭐⭐⭐

I am extremely impressed with the outstanding customer service provided by your team. You truly stand out as a leader in your industry. It has been a pleasure working with...

Andrea Esther Lotter

5 ⭐⭐⭐⭐⭐

DebtMap transformed my understanding of debt counselling. They focused not just on reviewing DC statements but also on engaging with creditors, helping me tackle the root causes of my increasing...

Koketso Mokoditoa

5 ⭐⭐⭐⭐⭐

As a first-time client to DebtMap, I already feel reassured thanks to my Financial Consultant, Irvine. His proactive communication and updates have kept me informed throughout the process. DebtMap not...

Our Partners

Registered Debt Counsellor Reg.NCRDC2747

Expert debt counselling and consolidation in South Africa